Payment methods

Payment function Klarna:

The amount owed must be paid to the account of our external partner Klarna specified in the invoice by the specified due date at the latest. General information about Klarna can be found here. If the customer is permitted to purchase on account for certain offers after a credit check, the payment is processed in cooperation with Klarna, which takes over the merchant's invoice claim after conclusion of the purchase contract. We remain responsible for general customer inquiries such as z.B. about products, delivery times, shipping, returns, complaints, revocation declarations, credit notes and much more, even when purchasing on account.

If you do not meet your payment obligation, you will be in default upon expiry of the payment deadline set for you without further reminder and will have to pay default interest of 8%. Klarna is entitled to charge a reminder fee of up to CHF 30.00 per payment reminder as well as other fees, in particular the costs of any debt collection proceedings. Furthermore, Klarna may in future refuse to process the payment modalities of purchase contracts, also in relation to other merchants. The General Terms and Conditions of Klarna apply.

Our cooperation partner Klarna may use third-party tools to detect and prevent fraud. Data obtained with these tools may be stored by third parties in encrypted form so that they can only be read by Klarna. Please refer to Klarna's Privacy Policyfor information on the disclosure and use of the data collected by Klarna. If you have any further questions about Klarna, please contact Klarna's customer service directly.

Invoice with POWERPAY:

You will receive the invoice free of charge by e-mail. By purchasing on account, you accept the AGB of POWERPAY (powerpay.ch/en/agb), provided you have a valid e-mail address. If you do not wish to pay within the specified time frame (14 days), you will receive a monthly invoice by post in the following month with a processing fee of CHF 2.90.

In order to be able to order on account, the following points must be met:

• The billing address is a private address and matches the delivery address.
• The payment check (creditworthiness) by POWERPAY was successful.
• Your date of birth is correct.

The payment period is 14 days net.

Payment with TWINT:

You have the option of shopping with us using your TWINT app. We do not store any credit card details and you do not take any security risks when you pay with TWINT. In addition, the invoice is immediately booked as paid. (The amount is only debited when the goods leave our warehouse.) No additional costs are charged.

Visa/ Mastercard:

After placing your order, the invoice amount will be debited from your card. To pay, you will need your card number, the expiry date, the name printed on the card, your security code (CVC or CVV) and, if applicable, your credit card number. Your identification for Verified by Visa or MasterCard Secure.

PayPal:

Payment via PayPal express is a secure and even faster payment method and is a customer-friendly undertaking. You will be redirected to your PayPal page immediately after clicking the SOFORT-ZU PAYPAL button. Your data is kept strictly confidential and the payment process takes place on a secure server. You also benefit here from PayPal buyer protection.

Please note that, depending on the payment method, transaction fees may apply to the total invoice amount, which are charged by the respective payment providers. These are shown separately on your invoice as an online transaction fee. PayPal usually charges a transaction fee of 4.9% of the payment amount. This fee is passed on.

Vorkasse:

After completing your order, please transfer the full invoice amount to the Euro account specified below. We will send you the ordered goods as soon as payment has been received in our account (please note that bank transfers - even online - can take up to three working days). In contrast to all other payment methods, there are no additional costs if the payment is made in euros to our euro account

Account details euro account:

Owner: Monolith Trading, 8587 Oberaach, Switzerland

IBAN: CH29 0078 4296 0715 4200 3

BIC: KBTGCH22

Bank: Thurgauer Kantonalbank, Switzerland

Postfinance & Postcard:

Payment is made via Postfinance or Postcard.